All opinions expressed by Carol Flanagan, on her website, are Carol's opinions and do not reflect the opinions of Northwest Mortgage Group, Inc. You should not treat any opinion expressed by Carol as a specific inducement to take a particular mortgage or follow a particular strategy, but only as an expression of her opinion. You must make an independent decision regarding mortgages or strategies mentioned on her website. Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial counselor.